Other apps help you earn points.
This one tells you when to use them.

Rory watches the world of transfer bonuses, expiring offers, and elevated redemptions — matched to the cards you actually hold, with honest math and the occasional instruction to do nothing. A private banker for your points, with a good dog's instincts.

You don't ask Rory. Rory tells you.

You have the money, not the hours for the games the programs play. Rory plays them for you.

Real product, real week

Detected fast, never predicted.

Rory Wallet screen — the For Your Review attention stack with a cash-out floor — **One line for what needs a decision.** Everything else stays quiet.

Rory Heads Up card — Wyndham's new award chart detected five weeks early, top tier up 50% — **A chart devaluation, five weeks early.** The old award pricing still books until Sep 15.

Rory Goals screen — a Home Depot deferred-interest payoff, a World of Hyatt welcome-offer spend goal, and a Delta status tracker — **A welcome offer, tracked in tranches.** Spend paced to the bonus, not the ad.

Rory chat — an Only If verdict on a Chase Travel offer, grounded in the user's own points and flagging Chase's FIFO redemption trap — **Rory's read on any offer.** A plain Worth It, Skip, or Only If — grounded in your numbers.

In its first week on real wallets, Rory caught a hotel award-chart devaluation five weeks early, surfaced a targeted 9% grocery promo, and told the user to skip four points sales.

What Rory does

Four jobs, done in a banker's voice.

The Feed

Ranked by attention, not by what pays us.

Every live transfer bonus, elevated offer, and points sale, read and given a verdict — including the ones that say skip. Urgency comes first, then what's genuinely new. Most weeks the honest answer is to do nothing, and Rory says so.

The Wallet

One line for what needs a decision today.

Your balances sit under a single "for your review" line that surfaces only what deserves attention now. Goals live on the card that funds them, tracked quietly. No vanity totals, no urgency theater.

Rory

Answers with the one number that matters.

Rory knows the cards you hold and meets a new welcome offer with what it's worth to you, not the headline bonus. When it's worth chasing, he proposes the goal and tracks the spend. When it isn't, he tells you plainly.

Defense

The fire alarm no partner can buy.

Announced devaluations reach you early, while the old chart still books. Stealth changes reach you fast and personally, matched to the balances you actually hold. No program pays to soften that warning.

Coming · screenshot balance updates · voice

This week at the desk

The moves Rory flagged this week.

A short, dated read of the handful of opportunities worth your attention right now — with the verdict on each. The full desk lands in the app.

See this week's digest →

The Reserve Desk

You paid $695 for the card. Rory finds what you're not using.

The Reserve Desk goes line by line through the benefits you already pay for, and tells you which ones are worth the trouble. Opening alongside the app.

In the works